Life Settlements Should be Considered When:

• Financial plans change for the insured


• Reason insurance was originally purchased is no longer applicable


• Dependent(s) status change (divorce/death), are grown, or do not need coverage


• Policy's are under-performing


• Insured's insurance needs require new, more appropriate coverage


• Business changes ownership or key executives change


• Insured needs exit strategy for advanced planning insurance programs


• Seeking a tool to fulfill charitable gifting needs


• Changes in estate tax laws


• Insured becomes self-insured


• Change in estate value